Free QBO to CSV Converter
Convert QBO and OFX files to CSV or Excel instantly. No signup, no file uploads to servers — runs entirely in your browser.
Free QBO to CSV Converter
Upload a QBO or OFX file from your bank, and we'll convert it to CSV or Excel format.
Drag and drop your QBO or OFX file here
or click to browse your files
Conversion accuracy is not guaranteed. We recommend reviewing your data before importing into financial systems.
100% Private
Files never leave your browser
Instant Conversion
Results in under a second
CSV & Excel Output
Export QBO to CSV or XLSX
Multi-Account Support
Separate sheets per account
Date Format Flexibility
ISO, US, and EU formats
No Signup Required
No account, no limits, no cost
How to Convert QBO to CSV in 3 Steps
Upload Your QBO or OFX File
Drag and drop your QBO file into the converter above, or click to browse. Files up to 10MB are supported. Both .qbo and .ofx formats work.
Preview Your Transactions
Instantly see all extracted transactions organized by account. Verify dates, amounts, payee names, and memos before downloading.
Download CSV or Excel
Export as CSV, Excel (XLSX), or download everything as a ZIP. Multi-account files get separate sheets in Excel or individual CSV files.
What Is a QBO File?
A QBO file is a QuickBooks Web Connect file that contains bank transaction data in OFX (Open Financial Exchange) format. Banks provide QBO files so you can import transactions into QuickBooks and other accounting software. Inside a QBO file you'll find account information, transaction details (date, amount, payee, memo), balance data, and unique transaction IDs.
The problem is that QBO files aren't spreadsheet-friendly. You can't open them directly in Excel or Google Sheets. That's where our free QBO to CSV converter comes in — it reads the QBO format and outputs clean, properly formatted CSV or Excel files that you can use anywhere.
For a deeper dive into QBO file structure and conversion tips, read our complete guide to converting QBO to CSV.
QBO to Excel Converter
Need to convert QBO to Excel instead of CSV? Our converter supports both. When you export to Excel (XLSX), you get properly formatted columns with dates, amounts, payee names, and memos. For multi-account QBO files, each account gets its own sheet in the Excel workbook.
Excel export is especially useful for accountants and bookkeepers who need to review transactions before importing into QuickBooks, Xero, or other accounting software. Download individual Excel files per account or a combined workbook with all accounts.
Export QBO to CSV for QuickBooks, Xero, and Google Sheets
The CSV files generated by our converter are compatible with QuickBooks Online, QuickBooks Desktop, Xero, FreshBooks, Wave, Google Sheets, and Microsoft Excel. Each CSV includes columns for Date, Type, Amount, Name, Memo, Transaction ID, and Check Number.
To import into QuickBooks, go to Banking → Upload transactions from file, select your CSV, and map the columns. For Xero, use the bank statement import feature. For Google Sheets, simply open the CSV file directly.
Frequently Asked Questions
How do I convert a QBO file to CSV?
Upload your QBO file to our free converter above. It will instantly parse your transactions and let you download them as CSV or Excel files. No signup or software installation required.
Is this QBO to CSV converter really free?
Yes, 100% free with no hidden costs, no usage limits, and no signup required. The converter runs entirely in your browser — your files are never uploaded to any server.
Can I convert QBO to Excel instead of CSV?
Yes. Our converter supports both CSV and Excel (XLSX) export. For files with multiple accounts, the Excel export places each account on a separate sheet for easy organization.
What is the difference between QBO and OFX files?
QBO files are essentially OFX (Open Financial Exchange) files with a different extension. Banks use the .qbo extension for QuickBooks compatibility, but the underlying format is the same. Our converter handles both.
Can I export QBO to CSV with multiple accounts?
Yes. When your QBO file contains multiple bank accounts, the converter automatically separates them. You can download individual CSV files per account, an Excel workbook with separate sheets, or everything bundled as a ZIP.
Is it safe to upload my bank data?
Your files never leave your computer. The entire conversion process runs client-side in your browser using JavaScript. No data is sent to any server, ever. This is the most private way to convert QBO files.
Can I open a QBO file without QuickBooks?
Yes. You don't need QuickBooks to view or convert QBO files. Our converter reads the file directly in your browser and shows you a preview of all transactions before you download the CSV or Excel output.
What date formats are supported?
The converter supports ISO format (2026-02-22), US format (02/22/2026), and EU format (22/02/2026). Choose the format that matches your accounting software or spreadsheet preferences.
Need to Convert PDF Bank Statements?
Our AI-powered converter extracts transactions from any bank's PDF statements — checking, savings, and credit cards. Supports scanned documents and 1,000+ bank formats.
Try PDF to CSV Converter10 free pages included. No credit card required.