Convert Bank of America Statement to CSV - Free Tool (2026)

Bank of America is the second-largest bank in the United States, serving over 69 million consumer and small business clients. If you've ever needed to get your Bank of America statement data into a spreadsheet, you've probably discovered a frustrating reality: Bank of America does not offer any CSV, Excel, or QBO download option. Your only choice is a PDF. This guide walks you through every method for converting that PDF into a usable CSV, Excel, or QBO file.

Can You Download CSV Directly from Bank of America?

No. Unlike some banks that offer limited CSV or QFX downloads from their transaction activity pages, Bank of America provides no native export option other than PDF. When you log into bankofamerica.com and go to Statements & Documents, the only format available for download is PDF.

This means that for any Bank of America account - whether personal checking, savings, or credit card - you are stuck with PDF as the only output. Here's what that means in practice:

• No CSV export: There is no way to download transactions as CSV from Bank of America's online banking. The Activity page shows transactions on screen but has no export or download button.
• No QBO or OFX download: Bank of America does not offer QuickBooks Web Connect (QBO) or OFX files for direct accounting software import.
• PDF-only statements: All statement downloads - checking, savings, credit card, and business - come as PDF files only.
• No scanned-statement support: If you have older paper statements that you've scanned yourself, Bank of America obviously can't help convert those either.

The only way to get structured, spreadsheet-ready data from a Bank of America statement is to convert the PDF using a dedicated tool.

Bank of America Statement Formats and Quirks

Before you convert, it helps to understand how Bank of America structures its statements. The layout varies significantly between account types.

Key things to know: Bank of America uses MM/DD/YYYY dates consistently across all account types. Checking and savings statements include a Daily Balance Summary section at the end that lists your account balance for every day of the statement period - this is not transaction data and should be ignored during extraction. Bank of America provides up to 7 years of eStatements through online banking under Statements & Documents.

Another important distinction is between eStatements (digitally generated PDFs downloaded from online banking) and paper statement scans (physical statements you've scanned yourself). eStatements have embedded text layers, making extraction highly accurate. Scanned paper statements require OCR and may have lower accuracy depending on scan quality.

Convert Bank of America PDF to CSV with CapyParse (Step-by-Step)

Here's how to convert any Bank of America statement PDF into a clean CSV, Excel, or QBO file using CapyParse:

Bank of America Credit Card and Business Accounts

CapyParse handles more than just Bank of America checking and savings accounts. Here's what to expect with different account types:

Customized Cash Rewards, Travel Rewards, and Premium Rewards Cards

Bank of America credit card statements group transactions into distinct sections: Purchases, Cash Advances, Payments and Other Credits, Fees Charged, and Interest Charged. CapyParse recognizes these section headers and correctly classifies each transaction type in your export. Payments appear as credits (negative amounts), while purchases and fees appear as debits (positive amounts).

Rewards card statements also include a rewards summary section showing points earned, redeemed, and your current balance. CapyParse focuses on extracting financial transactions and skips the rewards summary data.

Business Advantage Checking and Business Credit Cards

Bank of America Business Advantage statements often use separate debit and credit columns rather than a single signed amount. Business checking statements may also include detailed service charge breakdowns and account analysis sections. CapyParse handles both column layouts and normalizes the output into a consistent format suitable for QuickBooks, Xero, or any other accounting tool.

If your business statement includes check images on separate pages at the end of the PDF, CapyParse ignores the image pages and extracts only the transaction data - check number, date, payee, and amount.

Preferred Rewards and Advantage SafePass

Bank of America's Preferred Rewards tier information sometimes appears as additional header sections on statements. These informational blocks do not contain transaction data and are automatically excluded during extraction. The same applies to SafePass security notices and promotional inserts that Bank of America occasionally embeds in statement PDFs.

Import Into QuickBooks, Excel, or Google Sheets

QuickBooks

Export your Bank of America statement as a QBO file from CapyParse and import it directly into QuickBooks via Banking > Upload transactions. The QBO format maps dates, descriptions, and amounts automatically, so there's no manual column mapping required. Alternatively, use the CSV export and map the columns manually. For a detailed walkthrough, see our guide on importing bank statement CSVs into QuickBooks.

Excel and Google Sheets

The CSV export opens directly in Excel or Google Sheets. All transaction fields - date, description, amount, balance - appear in separate columns, ready for sorting, filtering, pivot tables, or custom formulas. The Excel (.xlsx) export is also available if you prefer native spreadsheet formatting with proper column types and number formatting.

Since Bank of America does not provide any native export, the CapyParse CSV is your only path to getting statement data into a spreadsheet without manual data entry.

Need to convert QBO or OFX files instead? Check out our QBO to CSV conversion guide.

Tips for Bank of America Conversions

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