M&T Bank Statement Converter: CSV, Excel & QBO (Free)

Need to convert an M&T Bank statement to CSV, Excel, or QBO? M&T Bank is one of the largest regional banks in the US, with roughly $215 billion in assets and branches across 12 states and Washington, D.C. M&T's online banking can export recent transaction history on eligible accounts, but anything older lives in your statements. Whether you're a small-business owner reconciling a business checking account or an accountant processing commercial statements, this guide covers every method for getting your M&T data into spreadsheet or accounting-ready format. For a shorter overview, see our M&T Bank statement converter page.

Quick Summary

M&T Bank's native export covers recent transaction history only, on eligible accounts. M&T does not publish which file formats it offers or how far back the export goes. Statements stay online for up to 7 years if you are enrolled in electronic delivery, but getting statement data into a spreadsheet requires a converter. CapyParse converts M&T Bank PDFs to clean CSV, Excel, or QBO files in seconds with 99%+ accuracy. No signup required for your first 10 pages.

Can You Download CSV Directly from M&T Bank?

Only for recent activity. M&T's Digital Services Agreement says you may export account information for personal finance software (such as Quicken) or spreadsheet software (such as Microsoft Excel) for recent transaction history. The service is limited to certain eligible accounts. M&T also offers Direct Connect for Quicken and QuickBooks, which has its own limitations.

Here's what you're working with:

The export covers recent history only: M&T's agreement describes the export as "recent transaction history" on certain eligible accounts. It gives no date range, so don't count on it for last year's records.
Direct Connect costs $9.95 per month: M&T charges $9.95 per month to link Online Banking with Quicken or QuickBooks. A connection like this generally brings in new activity from the point you set it up. It is not a way to backfill older history.
Formats are not published: M&T does not say which file formats the export offers, and it reserves the right to change them at any time without notice. You can't plan a workflow around a specific QBO or QFX download.
No scanned-statement support: If you have paper M&T statements or scanned People's United statements, the online portal can't help with those.

The bottom line: if you need M&T Bank transaction data in a spreadsheet for anything beyond recent activity, you'll need to download the statement and convert it.

What M&T Bank Lets You Download

M&T gives you three ways to get at your transaction data. Each one covers a different stretch of history.

Option	What you get	Limits
Data export	Recent transaction history for personal finance or spreadsheet software	Certain eligible accounts only. No published formats or date range. Formats can change without notice.
Direct Connect	A link between Online Banking and Quicken or QuickBooks	$9.95 per month. Generally brings in new activity going forward, not older history.
eStatements	Up to 7 years of statements for checking, savings, CDs, credit cards, installment loans, lines of credit, mortgages, and home equity accounts	You must be enrolled in electronic delivery. Statements are documents, not spreadsheet data.

Key things to know: M&T statement layouts vary by account type, and you do not need to tell CapyParse which one you have. Upload the PDF and review the extracted transactions before you export. If you were a People's United Bank customer, PDFs you saved before the 2022 conversion upload the same way.

Convert M&T Bank PDF to CSV with CapyParse (Step-by-Step)

Here's how to convert any M&T Bank statement PDF into a clean CSV, Excel, or QBO file using CapyParse:

Step 1: Download Your Statement from M&T Bank

Log into M&T Online Banking at mtb.com and open your statements and documents. Select the month you need and download the statement. M&T keeps up to 7 years of eStatements as long as you are enrolled in electronic delivery. Repeat for each month you want to convert.

Step 2: Upload to CapyParse

Go to CapyParse's bank statement converter. Drag and drop your M&T Bank PDF (or click to browse). You can upload multiple statements at once if you need to batch-process several months or multiple accounts.

Step 3: Review Extracted Transactions

CapyParse uses AI-powered extraction to identify every transaction on your M&T statement, including dates, descriptions, and amounts. Review the results in the interactive preview. Debits and credits come out in a clean, consistent format.

Step 4: Download Your File

Click Export and choose your format: CSV for spreadsheets, Excel (.xlsx) for multi-sheet workbooks, or QBO for direct QuickBooks import. Your M&T Bank transactions are ready to use in seconds.

Convert Your M&T Bank Statement Now

Upload your M&T Bank PDF and get a clean CSV in under 30 seconds. 10 free pages included.

Convert M&T Bank Statement

M&T Bank Business and Commercial Accounts

M&T Bank is especially popular with small businesses across the Northeast and Mid-Atlantic. CapyParse converts business and commercial statements as well as personal ones.

Small-Business Checking

M&T's small-business checking accounts produce monthly statements with transaction details and account summaries. CapyParse extracts the transaction rows and leaves out the marketing content and summary blocks.

Commercial Checking

Commercial statements can run long, with many transactions in a single period. CapyParse isolates the actual transactions for your export, keeping your CSV clean and ready for reconciliation.

Former People's United Bank Accounts

M&T completed its acquisition of People's United on April 2, 2022, and People's United accounts converted to M&T over Labor Day weekend 2022. If you saved People's United statements as PDFs, upload them the same way as any M&T statement. It does not matter which brand appears on the header.

Import Into QuickBooks, Excel, or Google Sheets

QuickBooks

Export your M&T Bank statement as a QBO file from CapyParse and import it directly into QuickBooks via Banking > Upload transactions. This is especially useful because a bank connection such as M&T's Direct Connect ($9.95 per month) generally brings in new activity from the point you set it up. For older periods, the QBO export from CapyParse fills the gap. For a detailed walkthrough, see our guide on importing bank statements into QuickBooks.

Excel and Google Sheets

The CSV export opens directly in Excel or Google Sheets. All transaction fields (date, description, amount, balance) appear in separate columns, ready for sorting, filtering, pivot tables, or custom formulas. The Excel (.xlsx) export is also available if you prefer native spreadsheet formatting. For Google Sheets import tips, check out our Google Sheets import guide.

Need to convert QBO or OFX files instead? Check out our QBO to CSV conversion guide.

Tips for M&T Bank Conversions

Batch Processing

Converting a full year of M&T statements? Upload all 12 PDFs at once instead of one at a time. CapyParse processes them in parallel and keeps the results organized by statement period.

Direct Connect Gap-Filling

Direct Connect costs $9.95 per month, and a connection like it generally brings in new activity going forward. If your QuickBooks is missing older transactions, download the historical statements from M&T and use CapyParse to create QBO files for import.

7-Year Statement Archive

M&T keeps up to 7 years of eStatements online as long as you are enrolled in electronic delivery. If you need to convert old records for a tax audit, SBA loan application, or legal matter, download the statements from Online Banking and batch-upload them.

People's United Migration

People's United accounts converted to M&T over Labor Day weekend 2022. If you have People's United PDFs saved locally, CapyParse handles those too.

Frequently Asked Questions

Can I download M&T Bank statements as CSV directly?

Partly. M&T's Digital Services Agreement lets you export recent transaction history on eligible accounts for personal finance software such as Quicken or spreadsheet software such as Excel. M&T does not publish which file formats it offers or how far back the export reaches, and it can change the formats without notice. For older periods you work from your statements, which a converter like CapyParse turns into CSV, Excel, or QBO.

How far back can I get M&T Bank statements?

M&T Bank keeps up to 7 years of electronic statements in Online Banking for checking, savings, CDs, credit cards, installment loans, lines of credit, mortgages, and home equity accounts, as long as you are enrolled in electronic delivery. You can download these statements and convert them to CSV, Excel, or QBO using CapyParse.

Does CapyParse work with former People's United Bank statements?

Yes. People's United accounts converted to M&T Bank over Labor Day weekend 2022. If you saved People's United Bank statements as PDFs, upload them the same way as a current M&T statement.

Can I convert M&T Bank business account statements?

Yes. CapyParse converts M&T business and commercial checking statements as well as personal ones. Upload the PDF and review the extracted transactions before you export.

Is it safe to upload my M&T Bank statement to CapyParse?

CapyParse uses encrypted connections (TLS) for all uploads. Your documents are stored in a secure, encrypted database with AES-256 encryption at rest.

Need to convert a QBO file to CSV?

If you already have a QBO or OFX file from your bank or another source, use our free QBO to CSV converter to turn it into a clean CSV or Excel file. No signup required.

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